Interest Rates: iFinancePay has transparent pricing. Our interest rates range between 0%-32.95% APR(Annual Percentage Rate).
Processing Fee: Some of our payment plans include a nominal monthly processing fee of $1.95. There are no other fees, prepayment fees or hidden fees.
Cost of Borrowing: Your total cost of borrowing is total interest and service fee you pay over the term of the loan. If you prepay your loan or get a partial refund, your cost of borrowing will be lower.
iFinancePay has the highest level of transparency. Therefore, the total cost of your purchase including any interest charges or service fees will be clearly displayed to you before you finalize your purchase.